Personal Insurance Solutions

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Coverage That Fits Your Life

Protecting What Matters Most in Norfolk, NE

At Insurance 365, we offer a full range of personal insurance solutions to protect your home, vehicle, and loved ones. Whether you’re looking for auto insurance, home insurance, renters insurance, life insurance, or farm and ranch coverage, we’ll help you find affordable, reliable policies tailored to your needs.

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Protect your vehicle and your budget with reliable auto insurance tailored to your driving needs.

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Safeguard your home and belongings with coverage designed to protect against life’s unexpected events.

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Get affordable protection for your personal belongings and peace of mind as a tenant.

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Provide financial security for your loved ones with flexible life insurance options that grow with you.

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Explore individual, family, dental, and vision plans to ensure your health is covered year-round.

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Protect your property, equipment, and livelihood with coverage built for agricultural needs.

Personal Insurance FAQ

  • 1. How much auto insurance coverage do I need?

    The amount of auto insurance you need depends on your state requirements, vehicle value, and personal financial situation. Nebraska law requires liability coverage, but if you own a newer or financed vehicle, comprehensive and collision coverage may be necessary. Our team will help you determine the right level of protection.

  • 2. Is home insurance required if I own my home outright?

    While home insurance is not legally required if you own your home outright, it is highly recommended. Without coverage, you could face financial hardship if your home is damaged by fire, storms, or theft. Homeowners insurance protects your investment and provides liability coverage if someone is injured on your property.

  • 3. Why do I need renters insurance?

    Many renters believe their landlord’s insurance covers their belongings, but this is not the case. Renters insurance protects your furniture, electronics, clothing, and other personal items against fire, theft, and damage. It also includes liability protection if someone gets injured in your rental unit.

  • 4. What type of life insurance is best for me?

    The best life insurance policy depends on your financial goals and family needs. If you want affordable coverage for a specific period, term life insurance is a good option. If you prefer lifelong coverage that builds cash value, whole life or universal life insurance may be better. Our team can help you compare options.

  • 5. How much farm insurance do I need?

    Farm insurance needs vary depending on the size of your operation, number of employees, and type of assets you have. A policy should cover property, equipment, livestock, and liability risks to ensure you are protected in case of damage or accidents. We’ll customize a plan to fit your farm’s needs.